Terms of Service

Effective Date: January 5, 2026

1. Acceptance of Terms

Welcome to Cuerate! These Terms of Service ("Terms") are a legally binding contract between you ("User," "you," or "your") and The Deep Lab, Inc. ("The Deep Lab," "we," "us," or "our") regarding your use of the Cuerate platform and other related products and services (collectively, the "Service"). The Deep Lab, Inc. is a Delaware C Corporation, registered to do business in California, with its headquarters in San Francisco, CA. Cuerate is a product of The Deep Lab, Inc.

BY CLICKING "I ACCEPT," CREATING AN ACCOUNT, OR BY DOWNLOADING, INSTALLING, OR OTHERWISE ACCESSING OR USING THE SERVICE, YOU AGREE THAT YOU HAVE READ AND UNDERSTOOD, AND, AS A CONDITION TO YOUR USE OF THE SERVICE, YOU AGREE TO BE BOUND BY, THESE TERMS, INCLUDING OUR PRIVACY POLICY (AVAILABLE AT /privacy), WHICH IS INCORPORATED HEREIN BY REFERENCE. IF YOU ARE NOT ELIGIBLE, OR DO NOT AGREE TO THE TERMS, THEN YOU DO NOT HAVE OUR PERMISSION TO USE THE SERVICE.

NOTICE OF ARBITRATION AND CLASS ACTION WAIVER: EXCEPT FOR CERTAIN KINDS OF DISPUTES DESCRIBED IN SECTION 13 (DISPUTE RESOLUTION AND ARBITRATION), YOU AGREE THAT DISPUTES ARISING UNDER THESE TERMS WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION, AND BY ACCEPTING THESE TERMS, YOU AND THE DEEP LAB ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN ANY CLASS ACTION OR REPRESENTATIVE PROCEEDING.

2. Service Overview

Cuerate provides AI-powered document processing services, including but not limited to:

  • Conversion of bank statements, credit card statements, invoices, and receipts to structured data formats (XLSX, CSV, QBO, OFX, QIF, JSON)
  • OCR (Optical Character Recognition) and data extraction
  • Interactive preview and correction tools
  • API access for programmatic document processing
  • Template marketplace for custom document formats

⚠️ Important: AI-Generated Output Limitations

The Service uses artificial intelligence to process documents and extract data. You acknowledge and agree that AI-generated outputs:

  • May contain errors or inaccuracies: AI models are not perfect and extraction accuracy depends on document quality
  • Require human review: You are responsible for reviewing and verifying all extracted data before use
  • Should not be solely relied upon: Do not use AI-generated outputs as the sole basis for critical financial, legal, or business decisions
  • May lack creativity in edge cases: Complex or unusual document formats may not be processed correctly

You assume all risks associated with use of AI-generated outputs. The Deep Lab is not responsible for any errors, omissions, or consequences resulting from your use of the Service.

3. Account Registration

3.1 Eligibility

You must be at least 18 years old and capable of forming a binding contract to use Cuerate. By registering, you represent and warrant that you meet these requirements.

3.2 Account Security

  • You are responsible for maintaining the confidentiality of your account credentials
  • You agree to notify us immediately of any unauthorized access
  • You are responsible for all activities that occur under your account
  • We reserve the right to suspend or terminate accounts that violate these Terms

4. Subscription Plans and Billing

4.1 Subscription Tiers

Cuerate offers multiple subscription tiers: Free, Starter, Pro, Forensics, and Enterprise. Each tier has different usage limits, features, and pricing as described on our pricing page.

4.2 Billing

  • Paid subscriptions are billed monthly or annually in advance
  • Payment is processed through Stripe, our third-party payment processor
  • All fees are non-refundable except as required by law
  • We reserve the right to change pricing with 30 days' notice

4.3 Usage Limits

Each subscription tier has specific usage limits (pages processed, API calls). Exceeding these limits may result in:

  • Automatic upgrade to a higher tier (with your consent)
  • Overage charges as specified in your plan
  • Service throttling or temporary suspension

4.4 Cancellation

You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. No refunds for partial months.

4. Eligibility

You must be at least 18 years old or the age of majority in your jurisdiction, whichever is higher, to use the Service. By agreeing to these Terms, you represent and warrant to us that: (a) you meet this age requirement; (b) you have not previously been suspended or removed from the Service; and (c) your registration and your use of the Service is in compliance with any and all applicable laws and regulations. If you are an entity, organization, or company, the individual accepting these Terms on your behalf represents and warrants that they have authority to bind you to these Terms and you agree to be bound by these Terms.

5. Fees and Payment

Certain features of the Service may require you to pay fees, for example, through a subscription plan ("Subscription Service"). Before you pay any fees, you will have an opportunity to review and accept the fees that you will be charged. All fees are in U.S. Dollars and are non-refundable, except as required by law or as otherwise specified in your order.

The Deep Lab reserves the right to determine pricing for the Service. We will make reasonable efforts to keep pricing information published on the Service up to date. We may change the fees for any feature of the Service, including additional fees or charges, if we give you advance notice of changes before they apply. Your continued use of the Service after a price change becomes effective constitutes your agreement to pay the changed amount. You are responsible for all taxes associated with the Service, other than taxes based on The Deep Lab's net income.

If the Service includes a Subscription Service, it will automatically renew for successive periods unless you cancel your subscription or we terminate it. You authorize The Deep Lab or its third-party payment processors to periodically charge all accrued sums. You must cancel your Subscription Service before it renews to avoid billing of the next periodic Subscription Fee.

6. Licenses

6.1 Limited License to Use the Service

Subject to your complete and ongoing compliance with these Terms, The Deep Lab grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable right to access and use the Service for your internal business purposes or personal use, as applicable.

6.2 License Restrictions

Except and solely to the extent such a restriction is impermissible under applicable law, you may not: (a) reproduce, distribute, publicly display, publicly perform, or create derivative works of the Service; (b) make modifications to the Service; (c) reverse engineer, decompile, disassemble or otherwise attempt to discover the source code or underlying structure, ideas, know-how, or algorithms relevant to the Service; (d) interfere with or circumvent any feature of the Service, including any security or access control mechanism; or (e) use the Service in any way that is not expressly permitted by these Terms.

6.3 Feedback

If you choose to provide input and suggestions regarding existing functionalities, problems with or proposed modifications or improvements to the Service ("Feedback"), then you hereby grant The Deep Lab an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right and license to exploit the Feedback in any manner and for any purpose, including to improve the Service and create other products and services. We will have no obligation to provide you with attribution for any Feedback you provide.

7. Intellectual Property and AI-Generated Output

7.1 The Deep Lab IP

The Deep Lab owns and retains all right, title, and interest in and to the Service, including all visual interfaces, graphics, design, compilation, information, data, computer code (including source code or object code), products, software, services, and all other elements of the Service, and all improvements, enhancements, customizations, or modifications thereto ("Materials"). The Materials are protected by intellectual property and other laws. Except as expressly authorized by The Deep Lab, you may not make use of the Materials. The Deep Lab reserves all rights to the Materials not granted expressly in these Terms.

7.2 Customer Data

As between you and The Deep Lab, you own all right, title, and interest in and to any data, documents, PDFs, images, and other works that you submit, upload, or otherwise transmit to the Service ("Customer Data").

7.3 AI-Generated Output

The Service may generate structured data, extracted transactions, formatted spreadsheets, or other content based on your Customer Data and processing requests ("Output"). Subject to your compliance with these Terms, The Deep Lab assigns to you all of its right, title, and interest (if any) in and to the Output generated specifically for you. You acknowledge that Output is generated by AI models and:

  • (a) may contain errors, inaccuracies, or misleading information;
  • (b) may be similar or identical to Output generated for other users if based on similar inputs or publicly available information;
  • (c) is not a substitute for professional financial, accounting, or legal advice and should be reviewed for accuracy and appropriateness before use or reliance.

The Deep Lab makes no warranties regarding the Output, including its accuracy, completeness, or non-infringement of third-party rights. You are solely responsible for your use of the Output and for ensuring it complies with applicable laws and does not infringe any third-party rights.

8. Customer Data and Usage Data

8.1 License to Customer Data

You grant The Deep Lab a worldwide, non-exclusive, royalty-free, fully paid-up license to host, store, transfer, display, perform, reproduce, modify (for the purpose of formatting for display or processing), and distribute your Customer Data, in whole or in part, solely for the purpose of providing and operating the Service for you.

8.2 No Training on Customer Data

🔒 Our Commitment to Your Data Privacy

THE DEEP LAB WILL NOT USE YOUR CUSTOMER DATA (DOCUMENTS, UPLOADED FILES, EXTRACTED DATA, OR OTHER CONTENT) TO TRAIN, OR ALLOW ANY THIRD PARTY TO TRAIN, ANY AI MODELS, UNLESS YOU HAVE EXPLICITLY AGREED TO SUCH USE.

Limited exceptions where we may review or use your data:

  • Security review: When automated systems flag potential security threats or Terms violations
  • Explicit feedback: When you explicitly report errors or provide feedback about processing results
  • Opt-in consent: If you explicitly opt-in to allow your data to be used for service improvement or model training

We configure our third-party AI providers (OpenAI, Google Vertex AI, Azure Document Intelligence) to not use your data for training their models. Our use of Customer Data is further described in our Privacy Policy.

8.3 Usage Data

The Deep Lab may collect, generate, and derive performance, analytical, or usage data related to your access to or use of the Service ("Usage Data"). Usage Data will be anonymized and aggregated and will not include personally identifiable information or specific Customer Data content. The Deep Lab may use Usage Data to provide, monitor, and improve the Service and its other offerings.

9. Third-Party Services

The Service integrates with and relies on third-party services, including AI model providers like OpenAI, Google Vertex AI, and Azure Document Intelligence, and cloud hosting providers like Google Cloud Platform. Your use of these third-party services through Cuerate may be subject to their respective terms and privacy policies. The Deep Lab is not responsible for the practices of these third-party providers. We pass Customer Data (such as your documents and extracted data) to these AI providers to generate Output. Please review our Privacy Policy for more details on data sharing with these providers.

10. Acceptable Use Policy

10.1 Permitted Uses

  • Process your own documents or documents you have legal rights to process
  • Use the Service for legitimate business or personal purposes
  • Access the API in accordance with our API Terms
  • Use AI-generated outputs in your own products, services, or workflows (subject to Section 7.3)

10.2 Prohibited Uses

You agree NOT to:

  • Competitive Use: Use the Service to develop, train, or improve any AI model or service that is competitive with the Service
  • Model Extraction: Engage in model extraction, theft attacks, or attempts to replicate the Service's AI capabilities
  • Unauthorized Documents: Upload documents you do not have the right to process or that contain third-party intellectual property without authorization
  • Sensitive Regulated Data: Upload documents containing highly sensitive regulated data (e.g., HIPAA-protected health information, classified government data) unless you are on an Enterprise plan with appropriate data handling agreements
  • Illegal Activities: Use the Service to violate any laws or regulations, or to process stolen, fraudulent, or illegally obtained documents
  • Reverse Engineering: Attempt to reverse engineer, decompile, disassemble, or hack the Service or its underlying AI models
  • Unauthorized Distribution: Resell, sublicense, or redistribute the Service without explicit authorization
  • Security Abuse: Abuse rate limits, quotas, or attempt to bypass security measures, access controls, or usage restrictions
  • Malicious Content: Upload malware, viruses, malicious code, or any content designed to harm the Service or other users
  • Data Scraping: Scrape, crawl, or harvest data from the Service using automated means

⚠️ Enforcement

Violation of these restrictions may result in immediate suspension or termination of your account and may expose you to legal liability. We reserve the right to investigate suspected violations and cooperate with law enforcement authorities.

11. Communications

By using the Service, you consent to receiving certain electronic communications from us as further described in our Privacy Policy. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that those communications be in writing. We may send you emails concerning our products and services. You may opt out of promotional emails by following the unsubscribe instructions in those emails or by contacting us.

12. Data Ownership and Usage

12.1 Your Data

You retain all ownership rights to the documents you upload and the data extracted from them. We claim no ownership over your content.

12.2 Our License

By uploading documents, you grant us a limited, non-exclusive license to:

  • Process and extract data from your documents
  • Store documents temporarily per our data retention policy
  • Use anonymized, aggregated data to improve our services (opt-in only)

12.3 Data Deletion

We automatically delete your documents per our ephemeral storage policy (see Privacy Policy). You may request immediate deletion at any time.

13. Modification of these Terms

We may, from time to time, change these Terms. Please check these Terms periodically for changes. If we make any material modifications, we will notify you by updating the "Last updated" date at the top of these Terms and by maintaining a current version of these Terms on our website. We may also provide additional notice, such as through the Service user interface or by email. All modifications will be effective when they are posted, and your continued access or use of the Service after the modifications have become effective will serve as confirmation of your acceptance of those modifications. If you do not agree to the modified Terms, then you should discontinue your use of the Service.

14. Term, Termination, and Modification of the Service

14.1 Term

These Terms are effective beginning when you accept them or first access or use the Service, and ending when terminated as described in this Section.

14.2 Termination

If you violate any provision of these Terms, your authorization to access the Service and these Terms automatically terminate. In addition, The Deep Lab may, at its sole discretion, terminate these Terms or your account on the Service, or suspend or terminate your access to the Service, at any time for any reason or no reason, with or without notice. You may terminate your account and these Terms at any time by contacting customer support or using account deletion features if available.

14.3 Effect of Termination

Upon termination of these Terms: (a) your license rights will terminate and you must immediately cease all use of the Service; (b) you will no longer be authorized to access your account or the Service; (c) you must pay The Deep Lab any unpaid amount that was due prior to termination; and (d) all payment obligations accrued prior to termination and relevant Sections (including, without limitation, Feedback, Ownership, Disclaimers, Indemnity, Limitation of Liability, Dispute Resolution) will survive.

14.4 Modification of the Service

The Deep Lab reserves the right to modify or discontinue all or any portion of the Service at any time (including by limiting or discontinuing certain features), temporarily or permanently, without notice to you. The Deep Lab will have no liability for any change to the Service or any suspension or termination of your access to or use of the Service.

15. Indemnity

To the fullest extent permitted by law, you are responsible for your use of the Service, and you will defend and indemnify The Deep Lab, its affiliates and their respective shareholders, directors, managers, members, officers, employees, consultants, and agents (together, the "The Deep Lab Entities") from and against every claim brought by a third party, and any related liability, damage, loss, and expense, including reasonable attorneys' fees and costs, arising out of or connected with: (a) your unauthorized use of, or misuse of, the Service; (b) your violation of any portion of these Terms, any representation, warranty, or agreement referenced in these Terms, or any applicable law or regulation; (c) your violation of any third-party right, including any intellectual property right or publicity, confidentiality, other property, or privacy right; or (d) any dispute or issue between you and any third party. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (without limiting your indemnification obligations with respect to that matter), and in that case, you agree to cooperate with our defense of those claims.

16. Disclaimers; No Warranties

THE SERVICE AND ALL MATERIALS AND CONTENT (INCLUDING OUTPUT) AVAILABLE THROUGH THE SERVICE ARE PROVIDED "AS IS" AND ON AN "AS AVAILABLE" BASIS. THE DEEP LAB DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, RELATING TO THE SERVICE AND ALL MATERIALS AND CONTENT AVAILABLE THROUGH THE SERVICE, INCLUDING: (A) ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, OR NON-INFRINGEMENT; AND (B) ANY WARRANTY ARISING OUT OF COURSE OF DEALING, USAGE, OR TRADE. THE DEEP LAB DOES NOT WARRANT THAT THE SERVICE OR ANY PORTION OF THE SERVICE, OR ANY MATERIALS OR CONTENT OFFERED THROUGH THE SERVICE (INCLUDING OUTPUT), WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS, AND THE DEEP LAB DOES NOT WARRANT THAT ANY OF THOSE ISSUES WILL BE CORRECTED.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE SERVICE OR THE DEEP LAB ENTITIES OR ANY MATERIALS OR CONTENT AVAILABLE THROUGH THE SERVICE (INCLUDING OUTPUT) WILL CREATE ANY WARRANTY REGARDING ANY OF THE DEEP LAB ENTITIES OR THE SERVICE THAT IS NOT EXPRESSLY STATED IN THESE TERMS. WE ARE NOT RESPONSIBLE FOR ANY DAMAGE THAT MAY RESULT FROM THE SERVICE AND YOUR DEALING WITH ANY OTHER SERVICE USER. YOU UNDERSTAND AND AGREE THAT YOU USE ANY PORTION OF THE SERVICE AT YOUR OWN DISCRETION AND RISK, AND THAT WE ARE NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING YOUR COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH THE SERVICE) OR ANY LOSS OF DATA, INCLUDING CUSTOMER DATA.

THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN THIS SECTION APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. The Deep Lab does not disclaim any warranty or other right that The Deep Lab is prohibited from disclaiming under applicable law.

17. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE DEEP LAB ENTITIES BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, OR ANY OTHER INTANGIBLE LOSS) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE SERVICE OR ANY MATERIALS OR CONTENT ON THE SERVICE (INCLUDING OUTPUT), WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT ANY THE DEEP LAB ENTITY HAS BEEN INFORMED OF THE POSSIBILITY OF DAMAGE.

TO THE FULLEST EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF THE DEEP LAB ENTITIES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR ANY INABILITY TO USE ANY PORTION OF THE SERVICE OR OTHERWISE UNDER THESE TERMS, WHETHER IN CONTRACT, TORT, OR OTHERWISE, IS LIMITED TO THE GREATER OF: (A) THE AMOUNT YOU HAVE PAID TO THE DEEP LAB FOR ACCESS TO AND USE OF THE SERVICE IN THE 6 MONTHS PRIOR TO THE EVENT OR CIRCUMSTANCE GIVING RISE TO THE CLAIM OR, IF GREATER, (B) USD 100.

EACH PROVISION OF THESE TERMS THAT PROVIDES FOR A LIMITATION OF LIABILITY, DISCLAIMER OF WARRANTIES, OR EXCLUSION OF DAMAGES IS INTENDED TO AND DOES ALLOCATE THE RISKS BETWEEN THE PARTIES UNDER THESE TERMS. THIS ALLOCATION IS AN ESSENTIAL ELEMENT OF THE BASIS OF THE BARGAIN BETWEEN THE PARTIES. EACH OF THESE PROVISIONS IS SEVERABLE AND INDEPENDENT OF ALL OTHER PROVISIONS OF THESE TERMS. THE LIMITATIONS IN THIS SECTION WILL APPLY EVEN IF ANY LIMITED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

18. Service Availability and Support

18.1 Uptime

We strive for 99.9% uptime but do not guarantee uninterrupted access. Scheduled maintenance will be announced in advance when possible.

18.2 Support

  • Free/Starter: Email support (48-hour response time)
  • Pro: Priority email support (24-hour response time)
  • Forensics/Enterprise: Priority support with dedicated account manager

19. Dispute Resolution and Arbitration

19.1 Governing Law

These Terms will be governed by and construed and enforced in accordance with the laws of the State of California, without regard to conflict of law rules or principles (whether of California or any other jurisdiction) that would cause the application of the laws of any other jurisdiction. Any dispute between the parties that is not subject to arbitration or cannot be heard in small claims court will be resolved in the state or federal courts of California and the United States, respectively, sitting in San Francisco, California.

19.2 Arbitration Agreement

Except for disputes that qualify for small claims court, all disputes arising out of or related to these Terms or any aspect of the relationship between you and The Deep Lab, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, will be resolved through final and binding arbitration before a neutral arbitrator instead of in a court by a judge or jury. Such disputes include, without limitation, disputes arising out of or relating to interpretation or application of this arbitration provision.

19.3 Arbitration Rules

The arbitration will be administered by the American Arbitration Association (AAA) in accordance with the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (the "AAA Rules") then in effect, except as modified by this Section. The AAA Rules are available at www.adr.org or by calling the AAA at 1-800-778-7879. The Federal Arbitration Act will govern the interpretation and enforcement of this Section.

19.4 Class Action Waiver

YOU AND THE DEEP LAB AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and The Deep Lab agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding.

19.5 Opt-Out Right

You Have the Right to Opt Out of Arbitration

You may opt out of this arbitration agreement by sending written notice to The Deep Lab within 30 days of account creation or within 30 days of any material changes to this Section (whichever is later).

Your opt-out notice must include:

  • Your full name
  • Your account email address
  • A clear statement that you wish to opt out of this arbitration agreement

Send your opt-out notice to: legal@thedeeplab.ai with the subject line "Arbitration Opt-Out"

If you opt out, you and The Deep Lab will not be bound by this arbitration agreement, but all other terms of these Terms will continue to apply.

20. Miscellaneous

20.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and The Deep Lab with respect to the Service and supersede all prior or contemporaneous understandings and agreements, whether written or oral, with respect to the Service.

20.2 Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect and enforceable.

20.3 No Waiver

The failure of The Deep Lab to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

20.4 Assignment

You may not assign or transfer these Terms, by operation of law or otherwise, without The Deep Lab's prior written consent. Any attempt by you to assign or transfer these Terms without such consent will be null and void. The Deep Lab may freely assign or transfer these Terms. Subject to the foregoing, these Terms will bind and inure to the benefit of the parties, their successors and permitted assigns.

21. Contact Us

If you have questions about these Terms, please contact us:

The Service is offered by The Deep Lab, Inc., located in San Francisco, CA. You may contact us by emailing us at legal@thedeeplab.ai

Last updated: January 5, 2026